Hub de Pagos y Liquidez

Traces every incoming payment in real time, triggers the credit unblock the instant it's confirmed, automates quickpay approvals, and gives treasury a live view of cash position.

THE CONTEXT

A confirmed payment can take days to become usable credit

Without payment automation, a confirmed payment can take hours or days to show up as available credit. Quickpay requests depend on manual, case-by-case approvals. With no forward view of cash, credit decisions ignore the next 7 to 15 days of expected liquidity.

THE SOLUTION

Payments traced, credit unblocked, cash visible — all in real time

Silia receives payment confirmations from your processor or core banking system via webhook, triggers the credit unblock in the portfolio engine the instant a payment clears, and routes quickpay requests through configurable approval rules by amount. A live cash-position dashboard flags liquidity pressure before it becomes a problem.

KEY CAPABILITIES

Four capabilities that keep cash moving

Real-time payment tracing

Receives payment confirmations by webhook from your processor or core banking system — Stripe, OpenPay, Conekta, SPEI — logging amount, date, client and channel automatically.

Instant credit unblock trigger

The moment a payment is confirmed and meets the rules, sends the unblock trigger straight to the credit engine and notifies the account owner — no manual handoff.

Automated quickpay approvals

Validates each quickpay request against amount and profile rules, routing anything above threshold to a human — approved or declined with a reason, in minutes instead of hours.